After you have completed a review of your financial circumstances using the document 'Income and expenditure statement', you can use this document to inform your creditor that you are unable at the present time to make a proposal for your debt, that you will contact your creditor again when your circumstances change and to request that your creditor hold action for the debt in the meantime.
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No offer letter to creditor
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After you have completed a review of your financial circumstances using the document 'Income and expenditure statement', you can use this document to inform your creditor that you are unable at the present time to make a proposal for your debt, that you will contact your creditor again when your circumstances change and to request that your creditor hold action for the debt in the meantime.
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