Are you married or in a civil partnership?

Note: if you are widowed, you should answer 'No' here.

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Do you own the whole or part of any business or agricultural property?

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Is the value of all your assets worth more than your inheritance-tax-free allowance (usually £325,000)?

(Your assets are everything your own, such as possessions, cash, property and shares.)

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Are all of your assets in the UK?

(Your assets are everything your own, such as possessions, cash, property and shares.)

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Are your non-UK assets in an EU member state other than the Republic of Ireland or Denmark?

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Where is your permanent home?

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Do you own the whole or part of any business or agricultural property?

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Are all of your assets in the UK?

(Your assets are everything your own, such as possessions, cash, property and shares.)

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Are your non-UK assets in an EU member state other than the Republic of Ireland or Denmark?

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Where is your permanent home?

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Do you have net assets worth more than £50,000?

(Net assets means the value of everything you own, minus the amount of any debts you owe. e.g. mortgages, loans, etc)

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Are you concerned that your spouse/civil partner is likely to need long-term medical or nursing care?

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A discretionary trust will could help to prevent your assets from being used to pay for your spouse/civil partner's long-term care. However these trusts can be complex and you will likely need to choose a professional to help manage it.

Do you want to read more about a discretionary trust will?

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Do you have children from a previous relationship?

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Would you also like a Will for your spouse/civil partner?

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Couples often want Wills that mirror each other. Together you answer one set of questions to create 2 Wills, each naming the same beneficiaries and executors.

Do you want your Wills to mirror each other?

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Even if your estate is large, you can still use our Wills, as they are designed to cope with most people's requirements. However you might want to speak to a financial advisor or tax specialist about possible ways of minimising your Inheritance Tax liability.

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You can use our Wills to deal with your UK assets. You may also be able to use them to deal with your assets elsewhere in the European Union (EU). This will depend on your nationality and on where you are 'habitually resident' (meaning, very broadly, the country that you have the closest connection to now). Both of these decide which country's law will apply to control who inherits your estate. You may not always have a choice, but if you are a UK national or a national of an EU member state (other than the Republic of Ireland and Denmark), you will be able to use our Wills to choose the law of your nationality.

However, we recommend that you get legal advice on what choice to make (if any). If you have a different nationality, you will not be able to use our Wills to choose the law of that nationality; in this case, even though you can use our Wills to deal with just your UK assets, you should get advice about whether you should use our Wills at all, particularly if you also have assets outside the EU.

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If you own property that qualifies for business property relief or agricultural property relief, this could be a chance to minimise Inheritance Tax on your estate. It's possible, to some extent, to make effective use of these reliefs with our Wills, but there could be other solutions that are more appropriate for you. If Inheritance Tax is a concern for you, make sure that you understand the implications before choosing one of our Wills. You might want to speak to a financial adviser or tax specialist.

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You can use our Wills to deal with your UK assets. However, we recommend that you get legal advice about whether you can, or should, have your UK Will also deal with all your non-UK assets.

It may be that you need to make a separate Will in the country where your non-UK assets are located to deal with those assets. It may also be possible that it's better to instead make a Will in that country to deal with all your assets (both UK and non-UK).

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Unfortunately, our Wills are not suitable for your circumstances. You should seek legal advice in your country of residence.

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